Financial services software · Africa
The software Africa's money moves on.
Lybica builds secure, connected, AI-assisted software that turns the paper, email and phone calls between institutions into one record every party can trust.
The moment
Money moves at the speed of a phone. The record doesn't.
In Africa, money now moves at the speed of a phone. Between institutions, the record still travels by letter, email and spreadsheet, and every handoff waits on someone else's inbox.
The old choice was a system one party owns and the rest take on trust, or paper nobody can reconcile. We build the third answer: a record every party shares and none holds alone.
One record
Many parties. One record. No overreach.
Each party sees its own part and acts only within its own authority. Here is how a transaction travels.
- 01
One institution confirms an event.
- 02
The record applies the rule every party agreed.
- 03
The next institution receives an instruction it can act on once.
- 04
By close of day, every party sees the same balance.
What we do
Four verbs. Built for a continent.
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01
Digitise
Financial products and processes become digital services people reach from a phone.
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02
Connect
The bank's core, the partner's platform and the agency's data work as one.
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03
Automate
AI reads, checks and drafts, so teams decide faster and see more.
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04
Secure
Security designed in from the first line, not added at the end.
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UK
Delivery where failure was not an option
Services built for UK government and private-sector clients, where the stakes were high.
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AI
AI that keeps people deciding
It reads the documents, flags the exceptions and drafts the next step. A person decides.
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SEC
Security from the first line
Lybica's first business, and the question banks ask first.
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EA
Local knowledge, local teams
Designed with the markets we serve, by teams on the ground in Kenya and Tanzania.
Our range
Rooted in East Africa. Built for the continent.
Felis lybica, the African wildcat, ranges across most of Africa. Our ambition runs as far, from a home in Kenya and Tanzania.
- Home: Kenya & Tanzania
- The continent
Start a conversation
Bring us the process everyone says can't be digitised.
Institutions, partners and investors: tell us which you are and what you want to build.
Start a conversation